Managing your money for the long run can be easier than you might imagine.
I know you may not believe me, but managing your money can be simple.
Thats the way I began the conversation I had with each of my children when they got their first real jobs and had questions about retirement plans and how they were going to prepare for their financial futures.
Boiled down, it amounted to this:
Start with the essentials. Make sure you have three to six months of living expenses saved in case of an emergency, as well as the best insurance you can afford for your health and important possessions. Only then should you turn to investing.