I have been married for almost thirty years. I worked the first nine years of our marriage, I was a police officer, and became disabled. Shortly after my disability, my wife encouraged me to sign a quit claim deed on our house that we shared together, in order to refinance in her name alone, to help us reduce our mortgage payments during that difficult time.
She promised me that it would only be temporary, and when our finances improved, we would refinance again, and put me back on title. Well, that never happened. My wife has worked during our entire marriage. My income is under $15,000 per year, which includes my small pension, and Social Security Insurance disability.
“ She promised me that it would only be temporary, and when our finances improved, we would refinance again, and put me back on title. Well, that never happened. ”
My wifes income is over $100,000 per year. We have always filed our IRS taxes jointly. Shortly after my disability, and unbeknownst to me, my wife changed her name, back to her maiden name. In 2012, a message was left on our landline from her bank (we have always had separate accounts), with information about an additional refinance, one I wasnt aware of.